Earn alongside India's
most trusted chit fund.
Become a GlimmoraNidhi agent. Help families in your area save and grow, and earn commission every month for every member you enrol — for as long as they stay.
₹0 joining fee · No targets in first 30 days · Training in Hindi, Tamil, Telugu, Kannada and more
Why join us
A real income, real training, and a brand you can stand behind.
Earn every month — on every member
One-time bonus for every member you enrol, plus a small share of their monthly contribution for as long as they stay. Top agents earn ₹40,000+ a month.
Free training, in your language
1-day classroom training at your nearest branch + ride-along with a senior agent for your first 2 weeks. Learn while you earn.
Real branch + foreman support
Each agent is mapped to a Branch Manager who handles paperwork escalations, customer disputes, and your monthly performance review.
Sell something you can trust
GlimmoraNidhi is government-registered (Reg. CF/TN/2024/00123), audited annually, and runs under the Chit Funds Act, 1982. No mis-selling guilt.
Who can apply
If you have a network in your area and a few hours a week, we want to hear from you.
- 21 years or older
- 10th pass minimum (graduate preferred)
- Local resident with proof of address
- Have an active bank account (for commission payouts)
- Aadhaar + PAN ready
- Not currently working for a competing chit fund
Especially good fit: postal agents, LIC/insurance agents, retired bank staff, school teachers, kirana shop owners, RWA secretaries, women's self-help group leaders.
How to become an agent
Three steps. About a week from application to your first earning member.
Apply online (10 minutes)
Fill the form on the next page — phone OTP, basic info, KYC docs, bank details, and two references.
We verify in 3 working days
Our Branch Manager calls your references, may schedule a short home visit, and confirms your bank account.
Train and start earning
Attend a 1-day training at your nearest branch. We hand over your kit + referral code, and you start enrolling members.
Earn more as you grow
One-time bonus on each enrolment, plus a recurring trail every month — the more members stay, the more you earn.
- Enrolment bonus
- ₹300 per verified member
- Monthly trail
- 0.5% of monthly contribution, every month
- Retention bonus
- ₹500 when member completes the chit
- Enrolment bonus
- ₹500 per verified member
- Monthly trail
- 0.75% of monthly contribution, every month
- Retention bonus
- ₹750 + branch leaderboard rewards
- Enrolment bonus
- ₹750 per verified member
- Monthly trail
- 1% of monthly contribution, every month
- Retention bonus
- Annual incentive trip + ₹1,000 retention bonus
All commissions are paid via NEFT to your verified bank account on the 7th of each month. TDS @ 10% u/s 194H is deducted automatically once your annual commission crosses ₹15,000.
Common questions from agents
Don't see yours? Email us at agents@chitcircle.in
Ready to start earning?
Apply takes 10 minutes. No upfront fee, ever. We'll get back within 3 working days.