Save together.
Grow together.
Save a small amount every month with a group you can trust. When it is your turn, take a big sum home — for a wedding, business, school fees, or any need. Used by 50,000+ Indians.
- Government-registered under the Chit Funds Act, 1982
- Money sent to your bank the 45 days you win
- Books checked every year by independent auditors
Your Chit Fund
Glimmora Gold — ₹1 L
Expected Payout
₹1,00,000
₹500 Cr+
Saved
50,000+
Members
Daily
Payouts
Trusted by 50,000+ Indians, backed by safe, government-regulated systems
What is a chit fund, in simple words?
A group of people pool a fixed amount each month. One member wins the pot at every monthly auction — the rest share a dividend that lowers their next installment.
A group of 30 verified members contributes ₹10,000 every month — the monthly chit value is ₹3,00,000, run for 30 months under the Chit Funds Act, 1982.
Each month members bid for the chit value. The lowest bidder wins — say ₹2,10,000 — and gives up ₹90,000 as the discount. The foreman keeps 5% (₹15,000) as commission, also commision is vary with chit values.
The remaining ₹75,000 is split equally — ₹2,500 per member. Your next installment drops from ₹10,000 to ₹7,500. Win the auction once, save every month.
Chit funds have been used in India for over a hundred years. Today, they run safely under the Chit Funds Act, 1982 with full registrar oversight.
Why people pick GlimmoraNidhi
The same trusted way Indian families have saved for generations — now made simple to use on your phone.
Save what fits your life
Choose the monthly amount, group size, and how long you want to stay — whatever works for you.
Earn extra, even before your turn
Every month a small bonus is shared with all members — so your money keeps growing until your turn comes.
A community you can trust
Our groups are run by people who have organised chits for decades. Already 50,000+ Indians are saving with us.
Safe and government-checked
Your money and details are protected with bank-level safety. Our books are checked every year by the State Registrar.
Find your perfect plan in 30 seconds
Our AI analyses live schemes against your goal, target amount, and monthly comfort — then explains exactly why each pick fits you.
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Trusted by members across India
Every review below comes from a verified member with their identity confirmed.
“I won my ₹2 lakh pot in month 11. Every member could see the bids in real time — fully transparent.”
Become a GlimmoraNidhi field agent.
Help families in your area save and grow — and earn commission every month for every member you enrol. ₹0 joining fee. Apply in about 10 minutes.
- Earn every monthCommission on every member you enrol — for as long as they keep paying.
- Work your hoursPart-time or full-time. No fixed targets in your first 30 days.
- Trusted brandBacked by a registered chit fund. Training in your local language.
Training in Hindi, Tamil, Telugu, Kannada and more · No fixed targets in your first 30 days
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